J. Michael Hall's
"Financial Services"

What are the best places to invest your money? What are the best plans? Who offers the best

service? Who's going to continually educate, advise and keep you abreast of: tax law changes, 

investment strategies and estate plan changes, product enhancements, Gifting ideas, Trust uses, 

Charitable giving, 401k and IRA investing? Who's going to answer all these questions and provide 

up-to-date information to you- for "Your" best interest?  I will, if you will allow me!

Yes, I also I offer:

Money Market accounts and CD's

Securities based Mutual Funds

Bond funds

Strategy and Sector funds

Real Estate Investment Trusts

A WIDE variety of retirement plans: IRA's, SEP's, ROTH's, Keogh's, 401k's, and more.

Fixed, Indexed and Variable annuities

Life Insurance's of all types: Term, Whole Life, Universal and Variable

Long Term Care Insurance

Major Medical Health Insurance

Medicare Supplements Coverage

Specialty Business retirement plans

and periodic e-mails to keep you up-to-date on any changes or strategies that

may benefit or effect you and your loved ones.

I'm an independent Registered Representative that offers a selection of investment 

products and services. Unlike many insurance-company-owned broker-dealers and 

traditional Wall Street firms, where "captive" agents and brokers promote in-house products 

and proprietary plans, I am an independent advisor who services the individual needs of my

personal clients. If desired, I will "actively manage" your investment accounts for you, if that 

is your desire. For which, I do NOT charge any extra fees!

"Team Leader / Symphony Conductor / Financial Coach!":

Building a Complete Financial Plan is much like building a fine Symphony Orchestra. 

The Conductor finds the finest musicians, with years of experience, playing the finest 

instruments. He assembles and directs them to produce beautiful music. Without an 

experienced Conductor, all you end up with is a bunch of, ineffective, irritating noise! 

When you have me as your "Financial Coach" and Advisor  you're actually 

getting an entire "TEAM". I'm simply the "Conductor" or Team leader, if you will!

I direct and bring together (for my clients best interest) the combined benefits, of the 

most highly qualified, most respected and experienced firms, and their Professionals.

Including advanced planning advice, strategies, information and services of: 

·         programs from EMC2, designed by, McDermott, Will & Emery law firm 

(900 lawyers!) creating powerful tax-saving and strategies; 

·         some of the most respected CPA firms from across America;

·         GSL Advisory (PAT) Pension Asset Transfers, Walnut Creek, Ca, offering 

a program for un-locking Retirement Funds by converting before tax dollars into after tax dollars;

·         the countries leading Trust companies, Renaissance Trust Company, 

·         PLUS, a mired of Insurance and Annuity companies, like: 

Allianz Life Insurance of North America, ING Golden Select Insurance and Annuity Company, 

ING Equitable of Iowa, Lincoln Benefit Life Insurance and Annuity Company,American Skandia,

Prudential, Allmerica Life, American United Life, Manulife Financial, Ameritas,  Pacific Life,

Jackson National Life, Southland Life, Provident Mutual Life, Security Benefit, Pacific Life, 

New England Financial, American National, IL Annuity and (Indianapolis) Life Insurance Company,

TransAmerica, Mass Mutual,  Midland National Life, 

              and MANY others.  

·         PLUS hundreds of Mutual Funds and Unit Investment Trusts.

Complete Financial and Estate Planning covers MANY areas and different fields: from Securities, 

insurances and annuities, Legal and tax planning laws, business structure and management, wealth 

transfer strategies, real estate and applicable tax consequences, Charitable 503 (c) regulations and 

their estate planning advantages, including Wills and the numerous trusts with their specialized uses 

and benefits. 

Having me as your "Financial Coach ", together, you and I, can get all the various parts of your: 

investment program, financial plan, estate and tax plans, working together effectively! Just like 

making beautiful music.  How can we work together?

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For all your Retirement, IRA, 401k, Tax, Investments, and Estate Planning needs